Integrated Planning ApproachIntegrated Planning Approach

Our approach extends well beyond routine financial management. Our integrated planning approach looks at your overall financial picture along with your lifestyle objectives and brings together a plan that will have far reaching impact on your life, wealth, and financial sustainability.

We maintain relationships with the best industry professionals and can work seamlessly with people you know and trust. Moreover, we are happy to talk to these professionals with you, or on your behalf, so we can participate in helping you make sense of complex issues or giving you sound and objective feedback.

Together we design a plan to meet your goals, and together we put that plan into action.

Specific areas that we address in our integrated planning approach may include the following:

  • Investments - Reach your investment goals by maximizing returns for the right risk level for you.
  • Retirement Planning - Give you peace of mind by identifying your retirement goals and how to achieve them.
  • Estate Planning - Provide for your family using estate planning tools.
  • Taxation - Minimize your taxes by strategically planning your financial decisions.
  • Insurance - Protect you and your family by advising you on what insurance you should have.
  • College Education - Achieve your education goals while still reaching other financial goals.

Our Process

Listen. Our approach to wealth planning begins with you. We want to learn about your lifestyle goals, what is important to you, where you are going. Together we'll talk about your current situation, the things you want to achieve for yourself and your family, and explore ideas on how to get there.

Plan. We'll put together a comprehensive plan to meet your goals and provide the lifestyle that you desire. Our integrated approach to planning goes well beyond a simple financial plan. We work with you to examine many aspects of your life and can tap our extensive network of industry contacts for up-to-date knowledge and planning options.

Implement. Fluent Wealth Partners is an active participant in execution of your wealth management plan. We will help you make decisions, explain complex matters in understandable terms, make the right investments in your behalf, and assist you in talking with people in matters affecting your finances.

Extend. Fluent Wealth Partners maintains relationships with some of the best service providers in the country. This network of service providers can be set up to match each person's unique situation. Whether you've just gone through a divorce, or just gone public with your start-up, we know the right people to talk to.

Serve. Our relationships are based on getting to know you personally and understanding how we can serve you best. We limit the number of clients that our planning professionals work with so the focus remains on you. This personal knowledge and continuity allows our planners to recognize opportunities that are the best fit for you.

Fees

As a fee only firm, we work in your best interest because your fee is our only source of compensation. This enables us to give objective and unbiased advice because we do not receive any commissions on product sales and conflicts of interest are removed. Our annual fees are 1% of the market value of the investment portfolio we are managing for you and includes all of our services.